Monday, March 3, 2008

Spring is here!


It's an unusually warm day yesterday. I saw so many bikers out! Kawasaki custom made an appearance, ridden by a foxy lady. Lots of cruisers, ridden by lots of people, but couples are out quite a bit. There was a red scooter and an old style Triumph Speedster. The bikes tell me what's popular and that is cruisers. No standards or sportsbike in evidence. A few touring bikes made some appearance, but the bulk of it are cruisers.

What worries me, though, is that the people don't wear helmets. They wear shades, jeans, and t-shirts. That's it. Knowing that accident can happen anytime, that is risky behaviour. I know it's not comfortable wearing all those armors, but freak accident can happen to anybody. Recovery, in case of broken bones, takes anywhere from 6 weeks to 6 months, depending on the severity of the injuries. That's a long time! Can your finances withstand income interruption for that long?

If the news is valid, then the answer is no. People are defaulting on their mortgage to pay off their credit cards. They are in essence, trading their home for consumer debt. That's a dangerous habit to get to. I firmly believe that if you make more than $36,000 dollars per year, then you have it made. If you make that much and you still live paycheck to paycheck, then you are doing something wrong.

Anyway, I do enjoy the warm weather, so warm that maximum AC isn't sufficient. I also start to notice birds flying north. I guess when Daylight Saving begins, it will officially be here. Can't wait.

Bye bye snow! Bye bye leafless tree! Hello sunshine, nice and warm!

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